In 2011, KGI Bank was the first one of its industry to launch the Mobile Payment X-Card that connects credit cards with bank cards. The bank has successfully partnered with businesses such as Taiwan High Speed Rail Corporation and continued to diversify its mobile payment business model. In 2013, KGI Bank introduced QR code-based mobile payment service with Chunghwa Telecom that enabled mobile credit card payment. In 2014, KGI Bank was approved to embed credit card functions into smartphones and worked with Payment Service Provider Trusted Service Manager (PSP TSM), a mobile payment platform in Taiwan. By merging credit card functions with smartphones, KGI Bank was one of the first banks to tap into the largest TSM platform in Taiwan.
In its march towards the era of Bank 3.0, KGI Bank will actively develop a wider range of mobile payment solutions with consideration of both corporates and consumers needs of daily payment transactions, such as O2O mobile payment, e-wallet, customer loyalty program, and third-party payment to fulfill customers’ need on payment convenience.
We aim to build a simple, convenient, and user-friendly on-line service platform, including internet banking, mobile banking, and Web ATM, to have banking is so easy in our lives and furthermore to provide solutions based on consumers’ needs in different situations. We provide full range of online banking services, such as account inquiry, fund transfer, financial investment, FX, credit card, and cash card, to meet customers' needs.
Given the Bank 3.0 trend, KGI bank has been striving to develop innovative on-line services to continuously enhance our customers experience. To take the ride of mobile devise popularity growth aggressively, our on-line banking services would integrate O2O application with different life style and customer segments to provide convenient banking service to the market.