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Digital Banking

In response to emerging digital
technologies and the rise of
Generation Y, KGI Bank established
the Digital Banking Division in 2014,
dedicated to digital financial
products and services development to
transform bank’s business model into
new digital era. The goal is to serve
the customers from every aspect from
virtual channel such as websites and
applications to physical branches. In
that way, customers will be satisfied
and KGI Bank is getting closer to
their life.
In personalized financial services
domain, the bank focuses on customer
experience, information and
communication technology (ICT), digital
integrated marketing, and big data
analysis. The priority is service
innovation and the development of O2O
(Online to Offline); for example, the
integration of physical and virtual
channels, mobile payment, and
third-party payment.
On the other hand, corporate finance
focus on providing integrated cash
management solutions which include
products and services related to
transactions and financing to
corporate clients (venture capitals,
commercial banking, trust,
securities, and leasing).
In the premise of KGI Bank’s strength
in ICT, the bank will work with
strategic partners to develop a
B2B2C2B (Business to Business to
Consumer to Business) e-commerce
ecosystem to support business
expansion of corporate clients
and enable a digital life experience
for individual clients. Ultimately,
KGI Bank aims to create common good
for all stakeholders, develops a
differentiated business model
targeting a market niche, and tap
into potential opportunities for
bank growth.
Transactional Based Lending products and services include trade finance and Factoring business. KGI Bank offers domestic and international corporate customers a full range of tailor-made trade finance solutions as well as assists to avoid unexpected bad debts generated from the buyer/counterparty credit risk. In addition, KGI corporate E-Banking offers the online inquiry service for trade finance and Factoring, which benefits corporate customers with efficiency and on time information.
 
KGI Bank offers domestic Factoring and international Factoring, allowing corporate customers can easily apply for Factoring/financing facility and obtain working capital by providing the purchase order or related shipping documents due to the accounts receivable produced from the completion of orders of goods or services to the buyer/counterparty.
 
In the banking business, cash management services are no longer limited to simple bill collection and payment. It includes designing tailor-made cash management solutions for clients; providing integrated services; and helping with overall planning for cash inflow, outflow and balance. It is also to assist clients with improving the efficiency of fund use, preventing fund risks and developing quality financial management services on the basis of liquidity.
 
KGI Bank's corporate e-banking provides a powerful and user-friendly interface that makes our clients feel that the bank counter is right next to them. The integrated electronic platform with complete network security allows our clients even conglomerates to complete various tasks at a blink of an eye, such as payment and collection transactions, notifications, queries, the downloading of reports and reconciliation. It provides the best cash management service with high efficiency and low cost, resulting in a more flexible fund use.