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Digital Banking

In keeping with digital technology developments and the rise of digital generation, KGI Bank took the lead by establishing the Digital Banking Division in 2014, providing digital financial products and mobile e-commerce services. In addition to integrated digital marketing and the use of big data, the Division strives to innovate and optimize internet and mobile banking services. It also promotes various online services under the Financial Supervisory Commission's (FSC) Bank 3.0 initiative to satisfy the financial and everyday needs of customers.
 
In an effort to offer a more robust ‘KGI Inside' FinTech platform, KGI Bank has taken the initiative to enrich its platform-based financing solutions. Collaborating with non-financial entities as a chief strategy, the Digital Banking Division engages in co-developing integrated online and offline collection and payment solutions with designated service providers and aims to promote online-to-offline (O2O) integration of both brick-and-mortar and virtual channels, along with mobile payment and third-party payment products in each scenario of designated application. In addition to endeavors to drive digital innovation, developing application programming interface (API) for payment and collection processes, and providing access for various e-commerce platforms to the cash flow system, the Division is also dedicated to ongoing R&D efforts in the innovative FinTech field, with a focus on artificial intelligence-based (AI) financial management solutions and block chain technologies research and solutions, as it strives to become a leading brand name in the arena of digital banking.
 
The trade finance business provides domestic and overseas corporate customers with a comprehensive trade finance platform. By incorporating corporate internet banking and cash management services, it has grown to be a full-fledged fund management platform for trade finance, serving domestic and foreign customers. Meanwhile, the Division works with Factors Chain International (FCI) to leverage international re-insurer resources to circumvent corporate client-related bad debt risks. KGI Bank is able to cater to client demands in all regards by optimizing trade finance service products and expanding customer base and market share by penetrating clients’ onshore and offshore capital and capturing trade finance business opportunities.