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Terms of Use

Access to the China Development Financial Holding Corporation (CDF) Web site
defined below is provided by CDF. For purposes of this agreement, 'CDF' shall
mean China Development Financial Holding Corporation and its affiliates, and
their officers, directors, managing directors, partners, and employees.

The 'CDF Web site' shall mean the Web site of China Development Financial
Holding Corporation available to the general public and located
athttp://www.cdibh.com/ and select other domains.

Monitoring by CDF

Your use of the products and services on this Web site may be monitored by
CDF, and that the resultant information may be used by CDF for its internal
business purposes or in accordance with the rules of any applicable regulatory or
self-regulatory organization.

Information Made Available Through this Service

You are permitted to store, display, analyze, modify, reformat, and print the
information made available to you via these services only for your own use. You
are not permitted to publish, transmit, or otherwise reproduce this information, in
whole or in part, in any format to any third party without the express written
consent of CDF. In addition, you are not permitted to alter, obscure, or remove
any copyright, trademark or any other notices that are provided to you in
connection with the information. CDF reserves the right, at any time and from
time to time, in the interests of its own editorial discretion and business judgment
to add, modify, or remove any of the information. These Terms and Conditions of
Use are not intended to, and will not, transfer or grant any rights in or to the
information other than those which are specifically described herein, and all rights
not expressly granted herein are reserved by CDF or the third party providers from
whom CDF has obtained the information. You are required to read and abide by
any additional terms and conditions that may be posted on this service from time
to time concerning information obtained from specific third party providers. Such
third party providers shall have no liability to you for monetary damages on
account of the information provided to you via this service.

No warranties made as to content; no responsibilities to update

CDF makes no warranty, express or implied, concerning this service. The
services provided by us and our third party providers are on an 'AS IS' basis at
your sole risk. CDF expressly disclaims any implied warranty of merchantability
or fitness for a particular purpose, including any warranty for the use or the
results of the use of the services with respect to their correctness, quality,
accuracy, completeness, reliability, performance, timeliness, or continued
availability.

Neither CDF nor any of its third party providers shall have any responsibility to
maintain the data and services made available on this Web site or to supply any
corrections, updates, or releases in connection therewith. Availability of data and
services are subject to change without notice.

No liability for content; no liability arising from use

CDF shall have no liability, contingent or otherwise, to you or to third parties, or
any responsibility whatsoever, for the failure of any connection or communication
service to provide or maintain your access to this service, or for any interruption
or disruption of such access or any erroneous communication between CDF and
you, regardless of whether the connection or communication service is provided
by CDF or a third party service provider. CDF shall have no liability, contingent or
otherwise, to you or to third parties, for the correctness, quality, accuracy,
timeliness, reliability, performance, continued availability, completeness or
delays, omissions, or interruptions in the delivery of the data and services
available on this Web site or for any other aspect of the performance of this
service or for any failure or delay in the execution of any transactions through this
service. In no event will CDF be liable for any special, indirect, incidental, or
consequential damages which may be incurred or experienced on account of you
using the data or services made available on this Web site, even if CDF has been
advised of the possibility of such damages. CDF will have no responsibility to
inform you of any difficulties experienced by CDF or third parties with respect to
the use of the services or to take any action in connection therewith.

No warranties made as to security

CDF makes no warranty whatsoever to you, expressed or implied, regarding the
security of the site, including with respect to the ability of unauthorized persons
to intercept or access information transmitted by you through this service.

System Outages, Slowdowns, and Capacity Limitations/Delays in
Order Routing, Executions, and Trade Reports

As a result of high Internet traffic, transmission problems, systems capacity
limitations, and other problems, you may, at times, experience difficulty
accessing the Web site or communicating with CDF through the Internet or other
electronic and wireless services. Any computer system or other electronic
device, whether, it is yours, an Internet service provider's or CDF' can experience
unanticipated outages or slowdowns, or have capacity limitations.

Content not to be construed as a solicitation or
recommendation

This material has been prepared for informational purposes only without regard toany particular user's investment objectives, financial situation, or means, and
CDF is not soliciting any action based upon it. This material is not to be
construed as a recommendation; or an offer to buy or sell; or the solicitation of an
offer to buy or sell any security, financial product, or instrument; or to participate
in any particular trading strategy in any jurisdiction in which such an offer or
solicitation, or trading strategy would be illegal. Certain transactions, including
those involving futures, options, and high-yield securities, give rise to substantial
risk and are not suitable for all investors. Although this material is based upon
information that CDF considers reliable and endeavors to keep current, CDF has
not verified this information and does not represent that this material is accurate,
current, or complete and it should not be relied upon as such.

No determination of suitability has been made; not all risks are
disclosed; private advisors should be consulted

The fact that CDF has made the data and services provided on this Web site
available to you constitutes neither a recommendation that you enter into a
particular transaction nor a representation that any product described on this
Web site is suitable or appropriate for you. Many of the products described on
this Web site involve significant risks, and you should not enter into any
transactions unless you have fully understood all such risks and has
independently determined that such transactions are appropriate for you. Any
discussion of the risks contained herein with respect to any product should not
be considered to be a disclosure of all risks or complete discussion of the risks
which are mentioned. You should neither construe any of the material contained
herein as business, financial, investment, hedging, trading, legal, regulatory, tax,
or accounting advice nor make this service the primary basis for any investment
decisions made by or on behalf of you, your accountants, or your managed or
fiduciary accounts, and you may want to consult your business advisor, attorney,
and tax and accounting advisors concerning any contemplated transactions.

No representations made as to other sites or links

This service may provide links to certain Internet sites (the 'Sites') sponsored and
maintained by third parties. CDF is providing such links solely as a convenience
to you. Accordingly, CDF makes no representations concerning the content of
the Sites. The fact that CDF has provided a link to the Site does not constitute an
endorsement, authorization, sponsorship, or affiliation by CDF with respect to the
Site, its owners, or its providers. CDF has not tested any information, software, or
products found on any of the Sites and therefore does not make any
representations with respect thereto, including any representations regarding the
content or sponsors of the Site, or the suitability or appropriateness of the
products or transactions described therein.

CDF authorized and regulated by the Financial Services
Commission

This Web site is issued or approved by CDF which is authorized and regulated by
the Financial Supervisory Commission ('FSC'). CDF whose registered office is at
125, Nanking East Road, Section 5, Taipei 10570, Taiwan (R.O.C.). CDF is
registered as a Financial Holding Corporation in Taiwan and VAT registration
number is 70827383.

CDF is subject to the FSC rules and guidance, details of which can be found on
the FSC's website at http://www.fscey.gov.twThe FSC regulates the financial
services industry in Taiwan and is located at 18F., No.7, Sec. 2, Sianmin Blvd.,
Banciao City, Taipei County 220, Taiwan (R.O.C.).