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Environmental Profit & Loss (EP&L)

The wear of economic activities on ecosystems has disrupted the ecological balance of natural resources, causing greater volatility in commodities and forcing enterprises to deal with greater risks of increasing input cost as a result of climate change. We recognized the value in developing a considerate approach to how we utilize natural capital as we offer our quality services and innovate our financial products. We officially begin undertaking a ‘Environmental Profit and Loss’ (EP&L) account as part of our sustainability model through applying a subset of the ‘Social Cost of Carbon’ estimates published by the US EPA to place a monetary value on externalities as a result of our business activities that impact the ecosystem and environment. This helps us as a corporation to develop a broader supply chain-wide perspective to account for our practice, and empower all parties involved to take action towards our collective sustainability goals.