As a veteran player in the financial market, CDFH is fully aware that there is more to risk management than the prediction and elimination of potential risks. Risks can be transformed to opportunities if effectively managed, and the ability to do so would be the key to enhancing competitiveness. In tandem with measures to enhance risk management enhancement and ensure capital soundness promulgated by financial regulators at home and abroad, the Company has made strong efforts to establish a comprehensive risk management structure in response to such measures, including important measures such as the establishment of independent risk monitoring departments, reporting systems, risk management platforms and technologies, designed to cope with challenges arising from an increasingly competitive financial market and provide the safest and most reliable financial products to customers.